finance

Personal finance allows you to improve the management of your income by saving on banking, insurance, or property-related costs to achieve greater benefits in the future for your family. Choose a more comfortable and worry-free life! Improve your family's well-being through our advice. You will be able to save on the main expenses that affect your financial life: lenders, insurance, vehicles and real estate.

Upgrades that will get your home’s value off the ground

A recent statistic from Harvard’s Joint Center for Housing Studies certifies that spending by Americans to renovate their homes will have a significant increase in 2021. That’s not to say that homeowners have been able to find ways to recoup larger amounts for renovation projects: it’s estimated that nationally they can recoup about 66.5 percent, down from 2019.

2021-04-01Matteo Belfiglio

How and why you should estimate the value of your home

The value of your home is important when you are buying it, refinancing it, or selling it. The rest of the time it may be of interest but it’s not especially relevant to your life. Of course, knowing your home value can help to ensure you get the best possible deal on home insurance and other financial expenses.

2021-03-06Matteo Belfiglio

Successful tips to increase your home value!

Is it possible to increase the value of your home beyond standard capital appreciation? Sure! Here are a few, but simple tips to give your home’s value a boost!

2021-03-03Matteo Belfiglio

Cashback credit cards: how do they work?

Cashback credit cards are payment cards that offer cash rewards for spending. Cashback does not mean receiving the amount in coins or bills, but it does mean having more dollars in cash, as a credit that reduces your account balance.

2021-02-11Matteo Belfiglio

Selling your car to a dealer, have you thought about it?

Have you decided to sell your used car but don’t know how? You could sell it privately, perhaps through online ads, or go to dealer networks. The conditions created by the Covid-19 pandemic in the used car market have seen a narrowing of the offer, giving car intermediaries greater bargaining strength on the price; but, given the uncertainty that still seems to be present in American families on the propensity to spend, the growth of the used car market is far from fading.

2021-01-22Matteo Belfiglio

Getting personal loans during COVID-19 crisis

As the pandemic continues its run, many lenders are struggling with difficult loan management. While some banks seem to have taken a more restrictive direction, raising the requirements for the granting of personal loans, others seem to have understood the financial difficulties of consumers by granting small-dollar loans at very affordable rates.

2020-12-16Matteo Belfiglio

The best ways to sell your car

The process of selling your car can be long and difficult if you are not familiar with the process. Essentially, you are faced with three avenues: dealership trade-in, third-party valuation or private sale.

2020-11-09Matteo Belfiglio

What can affect a car’s value?

When you think about what could affect the value of your car, one would immediately say the year it was built or how many kilometers it has driven. In fact, many different things, positive and negative, can change the value of your car, and even a lot!

2020-10-19Matteo Belfiglio

Used car value: should I sell it or trade in?

Used car prices may vary depending on the year, make, model, body style, conditions of use, mileage, location where the vehicle is sold. This is why you need to use a trusted appraisal tool: Kelley Blue Book is certainly the most trusted source in the business, an indispensable resource of information used by both consumers… Continue reading Used car value: should I sell it or trade in?

2020-10-16Matteo Belfiglio